Web Site Privacy Statement
At the Independent Insurance Agents of Rhode
Island and/or the Rhode Island Association of Insurance Agents, Inc., we are
committed to protecting your privacy as a visitor to this Web site and as our
customer. To our visitors and to our customers, we offer this pledge:
The Independent Insurance Agents of Rhode Island and/or the Rhode Island
Association of Insurance Agents, Inc. is the owner of the information, which is
collected on this Web site. We will not sell, disseminate, disclose, trade,
transmit, transfer, share, lease or rent any personally identifiable
information to any third party not specifically authorized by you to receive
your information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for
coverage and when you purchase an insurance policy from us. We will also ask
you to provide your personal information to us when you send e-mail to us from
this Web site. When you enroll for an insurance policy at the Independent
Insurance Agents of Rhode Island and/or the Rhode Island Association of
Insurance Agents, Inc., we will ask you to provide your name, home address,
mailing address, telephone number and e-mail address. This information will be
provided to the insurance company when you purchase an insurance policy so they
can establish you as a policyholder. We will maintain a record of your
information at the offices of the Independent Insurance Agents of Rhode Island
and/or the Rhode Island Association of Insurance Agents, Inc. so we can provide
you with policyholder service. The employees of the Independent Insurance
Agents of Rhode Island and/or the Rhode Island Association of Insurance Agents,
Inc. are each required to sign and acknowledge a Confidentiality and
Nondisclosure Agreement. Each employee has been instructed on maintaining the
privacy of each customer and the importance of protecting the customer's
personal information.
When you purchase an insurance policy from the Independent Insurance Agents of
Rhode Island and/or the Rhode Island Association of Insurance Agents, Inc., you
will pay the premiums with your credit card or personal check. If you use your
credit card to pay the premium, your credit card information is deleted from
our records after your purchase has been authorized. A transaction number will
be provided to you on your Binder of Insurance. You may use this transaction
number as a reference to the credit card purchase. We do not keep a record of
your credit card information. If you pay the premium using your personal check,
we will keep a copy of your check in your file.
When you send us e-mail from this Web site, you will provide us with certain
personally identifiable information including your e-mail address.
Cookies
A cookie is a piece of data that is stored on a visitor's hard drive while they
are visiting this Web site. We may utilize a short-lived form of cookie when
you visit this site. At the Independent Insurance Agents of Rhode Island and/or
the Rhode Island Association of Insurance Agents, Inc., a cookie is only used
to identify one unique visitor from another visitor during a particular
session. A session is the period of active site-use while that unique visitor
is linked to our server. We may use cookie technology during a session as a
tool to carry forward your input information during the enrollment process.
This enables the visitor to input their information once and have the
information appear later during the enrollment process. No personally
identifiable information is stored on the cookie. The cookie expires and is
deleted from the visitor's computer as soon as they close their browser or if
they are not actively browsing our Web site for more than 20 minutes. Should a
previous visitor to our Web site return for a new session, they will be issued
a new cookie and in no way will they be recognized as a visitor from a previous
visit or session.
Third Party Links
This Web site may contain links to third party Web sites that are not
controlled by the Independent Insurance Agents of Rhode Island and/or the Rhode
Island Association of Insurance Agents, Inc. These third party links are made
available to you as a convenience and you agree to use these links at your own
risk. Please be aware that the Independent Insurance Agents of Rhode Island
and/or the Rhode Island Association of Insurance Agents, Inc. is not
responsible for the content of third party web sites linked to the Independent
Insurance Agents of Rhode Island and/or the Rhode Island Association of
Insurance Agents, Inc. nor are we responsible for the privacy policy or
practices of third party Web sites linked to the Independent Insurance Agents
of Rhode Island and/or the Rhode Island Association of Insurance Agents, Inc..
Our Privacy Policy only applies to information we collect from you while you
are at and while you are actively in a session with the Independent Insurance
Agents of Rhode Island and/or the Rhode Island Association of Insurance Agents,
Inc.. If you should link to a third party Web site from the Independent
Insurance Agents of Rhode Island and/or the Rhode Island Association of
Insurance Agents, Inc., we strongly encourage you to review and become familiar
with that Web site's privacy policy.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with
advance notice of our intent to make the changes.
If you have any questions about our privacy policy, please feel free to contact
us at:
2400 Post Road, Warwick, RI 02886
Phone: 401-732-2400
Fax: 401-732-1708